Ahhhhhh......Lake Hartwell

Imagine relaxing on a boat anchored in a quiet cove.....The boat is rocking gently with the wakes from the boats passing by.....The sun is getting ready to set......You're anticipating the succulent steak cooking on the grill as you dive in the lake for a quick swim. These are reasons that I think I'm the luckiest person alive! This scenario can take place several times a week if you live on Lake Hartwell and I'm lucky enough to say I do!

Happy Weekend!

Hello All! The weekend is here and it's time to RELAX! I will be going for a boat ride on Lake Hartwell & definitely for a swim! The lake level is a perfect 3.5 feet below full pool....Perfect for bridge clearance for our boats. Make sure you keep up with the Captain's Blog: http://LakeHartwellBoatTours.blogspot.com & also visit The Captain's Website: http://LakeHartwellBoatTours.com NOW is the perfect time to BUY Lakefront property on Lake Hartwell, Keowee and/or Secession. There are a lot of Lake Homes to choose from in all prices ranges & prices have come down. Visit: http://Hartwell-Keowee.com for all of your Lakefront real estate needs as well as lots of area information!

Lake Hartwell Boat Tours

Hello Everyone! I just wanted to make sure everyone knew that the domain name was changed yesterday for the Lake Hartwell Boat Tour Business. It is now: http://LakeHartwellBoatTours.com
The Captain's Blog associated with this site is: http://LakeHartwellBoatTours.blogspot.com
Captain Gary had a great tour yesterday with a family from Clemson. "Bird Island" on the Seneca River was a huge hit! Have a great day & remember to visit Captain Gary on the web or give him a call Toll Free: 866.303.8181 to set up your Lake Hartwell Boat Tour!

New Blog: Captain's Blog

Hi Everyone! Check out this great new BLOG! http://lakehartwellboattours.blogspot.com/

Current Rates as of 7/8/2009. Yes....Banks are still lending money!

105.00%: Refinance with NO PMI. Rate/Term on the first mortgage only-Must be Fannie Mae or Freddie Mac currently invested loan-Clients who are not currently paying PMI-No Seasoning- Conforming Loans, and Super Conforming MSAs-2nd mortgage to be subordinated-0x30 late payment in last 12 months. No minimum credit score if payment isn’t increasing over 20%. Debt to income is unlimited if payment isn’t increasing over 20%. This program is designed for almost all current house payments to be decreased. Restrictions apply, so please call 1.800.987.9605 for assistance.

100.00%: VA Loan, no PMI. Max loan amount $417,000.00.
Purchase and Refinance VA to VA loans. Seller may pay up to 4% of
closing costs.

97.75%: FHA Refinance: Rate/Term

96.50%: FHA Purchase Loans, see notes below. Max loan amts.
per county. Seller may pay up to 6% closing costs.

95%: 30yr, 20, and 15 year fixed rate notes.

90%: VA cash out refinance.

85%: Equity Lines on a primary residence…FHA Cash out.

80%: Investment loans.

We now offer financing for up to 4 homes with loan amounts not to exceed $3,000,000.00 per home. These are only a few tips that may help in this tough real estate market that we are seeing.
Raymond Duncan: Cell 1.800.987.9605 or raymond.duncan@bankofamerica.com

Product and programs are subject to change without notice… Equal housing lender…