HAPPY NEW YEAR! GREAT NEWS!!!!!

THE LAKE LEVEL ON HARTWELL HAS COME UP A WHOPPING 6 FEET FROM OUR LOWEST LEVEL! Let it Rain, let it rain, let it rain some more!

Happy Holidays, Season's Greetings, Merry Christmas & Happy Hanukah

Happy Holidays to everyone! I hope you all had lots of wonderful time with your friends and family! I have great news....The lake level came up 2 whole feet since 12/15/08!!!I'm ever so thankful for the rain!

Rates hit historic lows!

Check out the rate below



NationsMortgage

Are you having problems coming up with the
large downpayment their bank is requiring? For credit
worthy borrowers, this should not be a problem. Check
out the programs below.


Here are some of our niches that will help alomost everyone!:
1. 102% financing with our Rural Housing Program
*call for details
2. 97% financing with FHA and Conventional loans
3. 97% financing for customers with no credit score
4. 80% financing on Investment Properties and 2nd homes
5. Stated Income loans are still available
6. Jumbo loans up to $5,000,000.
7. 95% financing on manufactured homes
8. We also do all types of Commercial Properties
9. 80% financing down to a 525 credit score.
75% financing down to a 500 credit score.
* seller held second mortgages available for each.
10. Bank statement programs available. This is great for your customers
who don’t show much income on tax returns but are depositing plenty of money
in the bank each month.

* Keep in mind that for the time being, guidelines can change quickly. I’ll
keep everyone updated if any more changes occur.

My rates today are:
30 Year FIXED rate @ 4.50%

Thank you for the opportunity to earn your business.


Jon Herring
NationsMortgage
302 Williamston Road
Anderson, S.C. 29621
864-328-1770 (office)
864-328-1778 (direct)
877-328-1770 (toll free)
864-940-0259 (cell)

There is financing out there!

NationsMortgage

For credit worthy borrowers, financing should not be a problem. Check
out the programs below.


Here are some of our niches that will help you sell every home you list:
1. 102% financing with our Rural Housing Program
*call for details
5.5% for 30 year fixed at 102% financing
2. 97% financing with FHA and Conventional loans
3. 97% financing for customers with no credit score
4. 80% financing on Investment Properties and 2nd homes
5. Stated Income loans are still available
6. Jumbo loans up to $5,000,000.
7. 95% financing on manufactured homes
8. We also do all types of Commercial Properties
9. 80% financing down to a 525 credit score.
75% financing down to a 500 credit score.
* seller held second mortgages available for each.
10. Bank statement programs available. This is great for your customers
who don’t show much income on tax returns but are depositing plenty of money
in the bank each month.

* Keep in mind that for the time being, guidelines can change quickly. I’ll
keep everyone updated if any more changes occur.

My rates today are:
30 Year FIXED rate @ 5.125%

Thank you for the opportunity to earn your business.


Jon Herring
NationsMortgage
302 Williamston Road
Anderson, S.C. 29621
864-328-1770 (office)
864-328-1778 (direct)
877-328-1770 (toll free)
864-940-0259 (cell)

Boo! It's Halloween! Be Safe & Careful!

Happy Halloween Everyone! Well, the holiday season has officially begun. Thanksgiving is coming soon and then Christmas will be around the corner. I think it would be a great idea to have a Christmas Boat Parade (for those of us who still have our boats in the water) just to show everyone that the drought doesn't have all of our spirits down. Lake Hartwell always comes back and it'll come back this time too. This is a wonderful place to live, work & play and I hope that many more people can find their way to this gorgeous part of the country (Western Upstate S.C. & Northeast Ga./ Lakes Hartwell & Keowee). Everyone get ready and.......DO A BIG RAINDANCE!!!!!

Fall Glorious Fall!

What a BEAUTIFUL Fall day it is on Lake Hartwell! I think I'll go out and take some new Fall photos of some of my listings today. Fall is almost the prettiest season on Lakes Hartwell & Keowee! ~Today, try to take the time to concentrate on the possitive aspects of our lives. We all have so much to be grateful for!

Constantly Learning as Real Estate Markets Change

Education is a very important part of being a Real Estate Agent. My husband, Gary Smith, and I have been taking advantage of this "Slow Market" by completing education that we wouldn't normally have time for during out Busy Markets of the past several years. I have recently completed the coursework to get my E-Pro Designation and this has taught me so much about internet marketing and helpful tools to get in order to show my properties off in their best possible light as well as help our buyers & sellers by making things much more convenient. I also completed my education to get my SC Real Estate Broker's License and have passed my LLR State examinations. Currently I am working on getting my RSPS (Resort & Second Home Specialist) Designation which many of our buyers & sellers will benefit from. Both Gary and I are Accredited Buyer Representatives (ABR) and use many tools to help buyers with full representation. I would have to say that our BIGGEST accomplishment was that my husband, Gary Smith, has completed his course work to get his US Coast Guard Boat Captain's License and passed the final exam with flying colors. He is currently taking mandatory CPR classes and leaves this weekend for Charleston to take his coursework to obtain his Master's Captain License. This is quite an accomplishment and I am very proud of him!